AI payments assistantPay anyone.
Pay anyone.
Just chat.
Send payments in Smither's secure chat by typing or speaking — powered by stablecoins.
Chat-based payments
Money at the speed of a message.
Send instant payments just by using a phone number. Even if they don't have an account, by using a “Guest Wallet”.
Free to sign up.
Pooled payments
Send to multiple people in one command.
Split bills, run payroll, or pay a group — Smither handles every recipient at once.
Ready in under 2 min.
Open Smither's web chat and start a conversation in seconds.